# 💵Collect payment + interest

You can collect loan payments and interest using your rcToken after the expiry. If you are providing liquidity remember to **remove your liquidity** from the pool in order to receive your rcTokens. Without rcTokens you **will not be able to collect** the loan payment and interest.&#x20;

**Step 1:** When the expiration period occurs, you will have the option to select the "Collect" tab.&#x20;

{% hint style="info" %}
Remember that we lent out 100 DAI but received 105 rcTokens in the [How to lend with the Zap](https://ruler.gitbook.io/ruler-protocol/user-guide/how-to-lend) example. Now you are entitled to your loaned amount of 100 DAI plus the 5 DAI (payment + interest).&#x20;
{% endhint %}

![](https://2802068031-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MRd1Lnvv0h3Owvrv6Km%2F-MUWut8qKvAECyM6imQL%2F-MUWvnflIR1FRsxsVxQw%2FScreen%20Shot%202021-02-27%20at%2012.20.46%20AM.png?alt=media\&token=c9d1b2f0-e55f-4977-a75e-d9316d7c65fc)

**Step 2:** Enter the full amount of tokens you can collect in this case we will 105 rcTokens and press "Confirm Collect".&#x20;

![](https://2802068031-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MRd1Lnvv0h3Owvrv6Km%2F-MUXD4MM3BKNNOuxZ-gM%2F-MUXDrYV0PP7uegfYnl0%2FScreen%20Shot%202021-02-27%20at%201.44.02%20AM.png?alt=media\&token=f2088fa0-9dda-4c53-b828-66b336975b56)

**Step 3:** Confirm the Metamask transaction. This will return your 105 rcTokens and send you 105 DAI.&#x20;

![](https://2802068031-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MRd1Lnvv0h3Owvrv6Km%2F-MUXEVQpln2gSgBn5L0J%2F-MUXEl6cUQfqC_slkxFD%2FScreen%20Shot%202021-02-27%20at%201.45.37%20AM.png?alt=media\&token=c7d35908-ed16-4004-b0e7-14afbad62439)

{% hint style="success" %}
**Congratulations!** You have successfully collected your loan payment and interest! You will now have 105 DAI sent to your wallet. You're screen will have a confirmation that the transaction was successful. See the screenshot below.&#x20;
{% endhint %}

![](https://2802068031-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MRd1Lnvv0h3Owvrv6Km%2F-MUXFDzhWFUUZfL0xk1x%2F-MUXFQM7vFpD5z7HXDSw%2FScreen%20Shot%202021-02-27%20at%201.48.00%20AM.png?alt=media\&token=1e098533-2083-4754-94e4-7836aab73762)
